Above The Policy™

— A Lifetime Achievement Award, it is not likely that many lawyers will be entitled to this award, which honors lawyers who have achieved one of the following:

• Settled a case where the insurance company paid more money than the maximum insurance policy limit.
• Where a lawyer proved that an insurance company was hiding insurance coverage.

This award recognizes the cunning, negotiation, and investigation abilities of the lawyer. Only a very small number of lawyers have achieved a settlement above the insurance policy limit, where the insurance company paid the money above the policy limit. In fact, most lawyers will probably think it’s impossible.

When an insurance company pays a settlement above the insurance policy limit, the money is paid from corporate funds. It’s very rare for an insurance company to settle a claim or lawsuit above the policy limit because it’s not good for corporate profits and shareholders.

Very few lawyers caught an insurance company hiding insurance coverage. This award also recognizes attorneys who have successfully found insurance coverage that was not disclosed by the defense insurance company. Lawyers who have been issued one of the other awards and do not know how to locate or find undisclosed insurance policies can obtain more information through the Association.

Look for the Above The Policy™ award logo on a lawyer’s website or find an Above The Policy Lawyer™ in the directory.